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Allianz - Bahrain

Baiti Takaful

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Home is where the heart is, and now you can protect the place dearest to you with a range of comprehensive Sharia'h compliant solutions. "BAITI" from Allianz Takaful safeguards your home and its contents against both pre-meditated events like theft, and unhappy occurrences including fire, storms, and structural damage. Customers enjoy a bespoke service from our attentive customer relationship team. One call to them and you are already on your way to returning your home to its former glory - no matter what mishap you should suffer.
Key Features of "BAITI" Comprehensive Cover
  • Sharia'h compliant comprehensive cover with an extra protection to choose based on your need.
  • Protection from loss or damage to your home, home contents and valuables against wide varieties of external perils or events (e.g. fire, burglary, natural perils etc)
  • Additional covers to cover liabilities towards landlord (if home is rented), neighbors, and domestic servants.
  • Efficient and worry free claims service to give you peace of mind
  • Customer helpline to give you support and guidance when you need it.
Perils Covered
  • Fire, explosion, lightning or earthquake.
  • Storm, Tempest and Flood
  • Impact damage by:
  • aircrafts or articles dropped from them,
  • vehicles,
  • animals,
  • falling radio, television-receiving aerials, satellite dishes,
  • masts or falling lamp-posts
  • Escape of water from fixed domestic tank, pipes or apparatus
  • Damage caused by falling trees or branches
  • Subsidence, heave or landslip of the land
  • Accidental damage to Cables and underground pipes or Septic tanks and drain inspection
  • Theft
  • Accidental breakage of fixed glass and sanitary fixtures
  • Loss of rent and cost of alternative accommodation.
Additional covers
(available on special request and additional contribution)
1. Tenants Liability
2. Personal Liability
3. Personal Accident to Domestic Staff
4. Riot & Strike
General Exclusions
  • War and allied perils, terrorism
  • Nuclear perils
  • Willful misconduct
  • Damage to the building in the course of constructions
  • Consequential loss
  • Unoccupancy for more than 30 consecutive days.

Other exclusions as per the Contract wording

This brochure provides brief features of "BAITI" product. Please contact us for full details on all covers, terms and conditions of the Product.

Allianz Takaful B.S.C (c )
Po Box 31397,
Manama,
Bahrain Tel: +973 17 568222
Fax: +973 17 582114

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