Siyarati Takaful

Whether it is the family car in which you start treasured weekend breaks, or the wheels that keep your business moving, Allianz can help you protect your vehicle from theft, accidents and vandalism.

"Siyarati"is a comprehensive Shariah compliant package which offers wide-ranging cover. This simple coverage solution allows you to tailor the protection we offer to suit your needs and financial situation, and provides peace of mind with a hassle-free claims service in the case of an untoward event.

But agreeing to allow Allianz to cover your vehicle is only the start of our relationship - our team are ready and waiting to help you with anything from a minor query to post-accident assistance through our efficient helpline service.

• Four Types of Sharia'h compliant Covers to choose from based on needs and affordability
• Protection from loss or damage to your Car, and liability to third parties
• Transfer of no claim discount from another company on renewal with Allianz Takaful.
• Higher discounts on Contributions for voluntary excess, continuous renewals with Allianz Takaful.
• Efficient and worry free claims service to give you peace of mind
• Speedy authorization of repairs to get your car back on the road
• Alternative Car during the period of repair to help you in daily activity.
• Customer helpline to give you support and guidance when you need it.

Damage to the Vehicle:

• Depreciation, wear and tear, internal mechanical or electrical failures
• Theft of non-factory fitted accessories unless specifically declared and covered
• Excess

Liability to Third Parties:

• Damage to the Participants property or in the care, custody and control of the Participant
• Injury to persons arising of and in the course of employment or members of the household

General Exclusions:
The following are exclusions under this category:

• Outside the geographical area specified under this Contract
• Using the vehicle for a purpose other than for private use or as specified in the Contract
• If the vehicle is operated by an unauthorized driver

Additional Covers:

These are available as add-ons by payment of an additional contribution amount to provide cover against:

• Natural perils
• Personal accident
• Riot and strike
• Personal effects (loss of personal belongings)
• Hit and run with NCD (no claim discount) protection
• Liability towards passengers in the vehicle
• Windscreen cover protection
• Working risk - this applies to commercial vehicles, for the purpose of construction only (the vehicle in this case is only covered when it is being used on-site, not on the road)